Get Your Financial House in Order

Get Your Financial House in Order

Get Your Financial House in Order

Are you one of the millions of Americans searching for new ways to make ends meet? Whether you need cash for the little extras in life or you are trying to keep afloat in this uncertain economy, we’ve compiled a list of ways to make extra money.

Budgeting

First things first, you need a budget tracker. If you are still using a pen and paper to keep track of your expenses, you may be missing out on the bigger picture. Download a free budgeting app like Mint

to see where your money is going each month. This tool is available online and in your smartphone app store. You connect your bank accounts securely and it has great graphics that make understanding your spending patterns easier.

Many banks have budgeting tools available in their online banking suites. Be sure to check out options on your financial institution’s website.

Side Hustles

These gigs are jobs you can do on your own schedule, whether it’s as a second job or just when you need some extra cash. For each of the companies listed, we have provided the careers page URL.

Food and Grocery Delivery

Favor is one of the many food and grocery delivery services that is hiring. As people stay home and order more meals online, demand for runners has increased substantially. Other services include PostMates , Shipt , DoorDash , Instacart, and GrubHub  .

Ridesharing

Lyft and Uber are the two most popular ridesharing services right now. In order to drive for one of these companies, you’ll need a car in good condition, current driver’s license and insurance, and a smartphone. If you can drive at peak times, surge pricing will help you make good money. COVID-19 precautions will take some extra time and upfront expense, and you’ll also need to consider the cost of gas and wear and tear on your car.

Home Sale or Refinance

If you need substantially more cash or a lifestyle adjustment, your house might be the answer. For most of us, our home is our most valuable asset. If you have built up equity over the years, you can refinance your house to take advantage of record-low interest rates.

If your mortgage is greater than the current value of your home (often called being “upside down), then your options are more limited. This is also true if your home needs repairs, updating, or you have liens against your property. A real estate investment firm like ZVestors may be your best bet. ZVestors evaluates your home and can make a cash offer in a couple of days, often closing on the sale in a couple of weeks.

You can request an offer on the ZVestors website. You’ll be contacting by a buying agent who can answer any questions you may have. There are no fees and no pressure. ZVestors wants to make the process of selling your home for cash fast and hassle-free.

Want to learn more about these options. Check out our recent blog posts “Your Biggest Asset” and “Saying Goodbye to 2020… and Goodbye to Debt”  if you are considering using your home to solve your financial shortfall.

Personal Finance Resources

It can be difficult to make decisions about money, especially if you have limited resources. There are several website that offer blogs and newsletters that can help improve your financial literacy. Remember that it is never too late to start getting control over your money.

For general information and a broad range of financial topics, Nerd Wallet is a great place to start. If you are looking for specific tips for paying down debt and saving money, Penny Hoarder and Dave Ramsey are good resources

About ZVestors

ZVestors is a real estate investment company that buy houses for cash, as-is. ZVestors will make an offer to buy your house for cash if your property is in the DC metro area, Maryland or Virginia. We are committed to making the process of selling your home simple and straightforward, and our buying agents take building relationships with clients seriously.

The buying agents at ZVestors can give you honest, reliable feedback on your home’s value. Call (703 259 0570) or email (info@ZVestors.net) us today. There is no pressure, no listing fee, and our team is happy to build your offer right away.

Read our recent blog post “Why Choose ZVestors”.


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